Vitals
  • Total Assets
    93.2M 3.3 %
  • Total Deposits
    84.5M 3.8 %
  • Total Net Loans
    38.1M -1.1 %
  • Net Income
    673000.0000 20.0 %
  • Book Value
    8.6M -0.9 %
  • Book Value x2
    17.2M -0.9 %
  • Book Value x3
    25.8M -0.9 %
ROAA

.709

ROAE

7.69

Efficiency Ratio

70.974

Net Interest Margin

2.622

Balance Sheet Highlights
Financial Highlights Chester National Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 93,172 290,894
Total Net Loans 38,075 191,278
Total Deposits 84,497 246,407
Total Equity 8,591 31,125
Profitability
Net Income 673 2,670
Return on Average Assets .709 .919
Return on Average Equity 7.69 8.247
Net Interest Margin 2.622 3.499
Efficiency Ratio 70.974 67.9
Noninterest Income/Revenue 9.387 16.598
Balance Sheet Ratios
Loan-to-Deposit 45.061 72.669
Securities/Assets .287 .191
Total Equity/Total Assets .092 .107
Tangible Equity/Tangible Assets .092 .103
Capital Adequacy
Tier 1 Common Capital 8,691 29,670
Tier 1 Capital 8,691 29,720
Tier 2 Capital 412 2,112
Total Capital 9,103 31,905
Total Risk Weighted Assets 38,881 212,461
Leverage Ratio 9.13 10.62
Common Equity Tier 1 Capital Ratio 22.35 16.313
Tier 1 Capital Ratio 22.35 16.329
Total Capital Ratio 23.41 17.341

Timeline for Chester National Bank

Chester National Bank Of Missouri

Acquisition: Chester National Bank acquired a new subsidiary, Chester National Bank Of Missouri, 13 years

View Profile Feb 05 2011

Chester Bancorp, Inc.

Chester Bancorp, Inc. became a new parent organization for Chester National Bank.

View Profile Oct 05 1996

Heritage Federal Savings And Loan Association

Acquisition: Chester National Bank acquired a new subsidiary, Heritage Federal Savings And Loan Association, 34 years

View Profile Dec 31 1989

Chester National Bank

Chester National Bank was established 105 years ago and is currently headquartered in Chester, IL.

Jan 01 1919
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Chester National Bank Of Missouri Seller 7,505 Pooling of Interests Discontinued 2/5/2011
Heritage Federal Savings And Loan Association Seller 49,199 Discontinued 12/31/1989
Relationships Role Relationship Start Relationship End
Chester Bancorp, Inc. Parent 10/5/1996
Similar Organizations
Organization City State Total Assets
First National Bank In Pratt
 		Pratt KS 97.1M
The Morris County National Bank Of Naples
 		Naples TX 96.8M
Titan Bank, N.A.
 		Mineral Wells TX 96.5M
The Citizens National Bank Of Quitman
 		Quitman GA 95.2M
Citizens National Bank
 		Crockett TX 94.0M
The First National Bank Of Louisburg
 		Louisburg KS 101.1M
The Fayette County National Bank Of Fayetteville
 		Fayetteville WV 94.0M
The First National Bank Of Ely
 		Ely NV 93.6M
Kennett National Bank
 		Kennett MO 97.7M
The Home National Bank Of Thorntown
 		Thorntown IN 102.3M