Vitals
  • Total Assets
    1.2B -1.9 %
  • Total Deposits
    885.0M -5.1 %
  • Total Net Loans
    946.1M 4.9 %
  • Net Income
    15.2M -7.2 %
  • Book Value
    147.4M 3.8 %
  • Book Value x2
    294.8M 3.8 %
  • Book Value x3
    442.2M 3.8 %
ROAA

1.227

ROAE

10.491

Efficiency Ratio

54.533

Net Interest Margin

3.903

Balance Sheet Highlights
Financial Highlights Chemical Bank Shoreline All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 1,215,537 240,060
Total Net Loans 946,135 189,164
Total Deposits 885,003 193,092
Total Equity 147,415 24,484
Profitability
Net Income 15,170 16,546
Return on Average Assets 1.227 1.327
Return on Average Equity 10.491 11.505
Net Interest Margin 3.903 4.306
Efficiency Ratio 54.533 64.078
Noninterest Income/Revenue 11.945 12.81
Balance Sheet Ratios
Loan-to-Deposit 106.908 92.247
Securities/Assets .136 .792
Total Equity/Total Assets .121 .102
Tangible Equity/Tangible Assets .103 -.49
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 126,824 22,600
Tier 2 Capital 11,817 2,381
Total Capital 138,641 24,732
Total Risk Weighted Assets 944,918 182,243
Leverage Ratio 10.48 10.205
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.42 13.859
Total Capital Ratio 14.67 15.027

Timeline for Chemical Bank Shoreline

Chemical Bank

Chemical Bank Shoreline was acquired by Chemical Bank 18 years

View Profile Jan 01 2006

Chemical Shoreline Loan Management Corporation

Chemical Shoreline Loan Management Corporation became a new subsidiary organization for Chemical Bank Shoreline.

View Profile Jan 01 2003

Chemical Shoreline Loan Services, Llc

Chemical Shoreline Loan Services, Llc became a new subsidiary organization for Chemical Bank Shoreline.

View Profile Jan 01 2003

Chemical Bank South

Acquisition: Chemical Bank Shoreline acquired a new subsidiary, Chemical Bank South, 22 years

View Profile Oct 27 2001

Chemical Financial Corporation

Chemical Financial Corporation became a new parent organization for Chemical Bank Shoreline.

View Profile Jan 10 2001

Want to see more?

Complete timeline for Chemical Bank Shoreline is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Chemical Bank Buyer 9,717,567 Pooling of Interests Discontinued 1/1/2006
Chemical Bank South Seller 72,685 Pooling of Interests Discontinued 10/27/2001
The State Bank Of Coloma Seller 27,458 Pooling of Interests Discontinued 8/1/1998
Sjs Federal Savings Bank Seller 153,082 Pooling of Interests Discontinued 6/14/1997
Sjs Bancorp, Inc. Seller Acquisition Discontinued 6/14/1997
Citizens Trust And Savings Bank Seller 206,637 Discontinued 5/28/1994
Eau Claire State Bank Seller Discontinued 6/22/1968
Union State Bank Seller Discontinued 5/1/1961
Relationships Role Relationship Start Relationship End
Chemical Financial Corporation Parent 1/10/2001 12/31/2005
Shoreline Financial Corporation Parent 12/24/1987 1/9/2001
Cfc Capital, Inc. Subsidary 2/29/1996 12/31/2005
Chemical Shoreline Loan Management Corporation Subsidary 1/1/2003 12/31/2005
Chemical Shoreline Loan Services, Llc Subsidary 1/1/2003 12/31/2005
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