Efficiency Ratio Over Time
Efficiency Ratio Chemical Bank Shoreline All Insured Commercial Banks in Michigan
12-31-2005 54.533 64.078
09-30-2005 55.589 64.016
06-30-2005 55.203 63.808
03-31-2005 56.247 64.541
12-31-2004 52.284 64.329
09-30-2004 53.539 64.747
06-30-2004 55.986 65.538
03-31-2004 57.568 66.274
12-31-2003 52.975 63.66
09-30-2003 53.54 62.955
06-30-2003 53.38 63.034
03-31-2003 53.553 63.233
12-31-2002 52.909 62.526