Vitals
  • Total Assets
    346.7M -10.3 %
  • Total Deposits
    308.6M -4.9 %
  • Total Net Loans
    141.4M -24.6 %
  • Net Income
    651000.0000 -1.1 %
  • Book Value
    34.7M 83.7 %
  • Book Value x2
    69.4M 83.7 %
  • Book Value x3
    104.2M 83.7 %
ROAA

.695

ROAE

13.205

Efficiency Ratio

72.809

Net Interest Margin

3.659

Balance Sheet Highlights
Financial Highlights Central Virginia Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 346,679 647,738
Total Net Loans 141,430 433,347
Total Deposits 308,551 525,020
Total Equity 34,724 71,188
Profitability
Net Income 651 5,559
Return on Average Assets .695 .718
Return on Average Equity 13.205 6.917
Net Interest Margin 3.659 3.9
Efficiency Ratio 72.809 74.134
Noninterest Income/Revenue 16.642 16.688
Balance Sheet Ratios
Loan-to-Deposit 45.837 80.069
Securities/Assets .176 .158
Total Equity/Total Assets .1 .11
Tangible Equity/Tangible Assets .072 .101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 20,597 65,746
Tier 2 Capital 35 5,543
Total Capital 20,632 71,278
Total Risk Weighted Assets 158,877 470,307
Leverage Ratio 6.18 10.377
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.96 14.681
Total Capital Ratio 12.99 15.975

Timeline for Central Virginia Bank

Citizens And Farmers Bank

Central Virginia Bank was acquired by Citizens And Farmers Bank 10 years

View Profile Mar 22 2014

Cvb Title Services, Inc

Cvb Title Services, Inc became a new subsidiary organization for Central Virginia Bank.

View Profile Dec 15 1992

Coreast Federal Savings Bank

Acquisition: Central Virginia Bank acquired a new subsidiary, Coreast Federal Savings Bank, 32 years

View Profile Mar 07 1992

Central Virginia Bankshares, Inc.

Central Virginia Bankshares, Inc. became a new parent organization for Central Virginia Bank.

View Profile Dec 31 1986

Central Virginia Bank

Central Virginia Bank was established 50 years ago and is currently headquartered in Powhatan, VA.

Sep 17 1973
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens And Farmers Bank Buyer 1,418,372 Pooling of Interests Discontinued 3/22/2014
Coreast Federal Savings Bank Seller 537,977 Failure 3/7/1992
Relationships Role Relationship Start Relationship End
Central Virginia Bankshares, Inc. Parent 12/31/1986 3/21/2014
Cvb Title Services, Inc Subsidary 6/30/2007 3/21/2014
Cvb Title Services, Inc Subsidary 12/15/1992 6/29/2007
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