Vitals
  • Total Assets
    43.7M 5.7 %
  • Total Deposits
    32.7M -3.0 %
  • Total Net Loans
    31.8M 15.7 %
  • Net Income
    16000.0000
  • Book Value
    4.9M 14.0 %
  • Book Value x2
    9.7M 14.0 %
  • Book Value x3
    14.6M 14.0 %
ROAA

.148

ROAE

1.318

Efficiency Ratio

96.421

Net Interest Margin

3.884

Balance Sheet Highlights
Financial Highlights Centennial National Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 43,686 89,764
Total Net Loans 31,800 65,627
Total Deposits 32,718 74,835
Total Equity 4,855 8,900
Profitability
Net Income 16 610
Return on Average Assets .148 1.502
Return on Average Equity 1.318 15.036
Net Interest Margin 3.884 4.451
Efficiency Ratio 96.421 64.084
Noninterest Income/Revenue 9.426 9.232
Balance Sheet Ratios
Loan-to-Deposit 97.194 84.392
Securities/Assets .147 .313
Total Equity/Total Assets .111 .099
Tangible Equity/Tangible Assets .091 .031
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,074 8,641
Tier 2 Capital 400 778
Total Capital 4,474 9,418
Total Risk Weighted Assets 31,960 70,364
Leverage Ratio 9.61 10.005
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.75 13.261
Total Capital Ratio 14 14.367

Timeline for Centennial National Bank

Bank Forward

Centennial National Bank was acquired by Bank Forward 18 years

View Profile Apr 01 2006

Security State Bank Holding Company

Security State Bank Holding Company became a new parent organization for Centennial National Bank.

View Profile May 16 2005

Cnb, Inc.

Cnb, Inc. became a new parent organization for Centennial National Bank.

View Profile May 17 1999

Centennial National Bank

Centennial National Bank was established 27 years ago and is currently headquartered in Walker, MN.

Feb 10 1997

Jdob, Inc.

Jdob, Inc. became a new parent organization for Centennial National Bank.

View Profile Feb 10 1997
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Forward Buyer 526,403 Pooling of Interests Discontinued 4/1/2006
Relationships Role Relationship Start Relationship End
Security State Bank Holding Company Parent 5/16/2005 3/31/2006
Cnb, Inc. Parent 5/17/1999 5/15/2005
Jdob, Inc. Parent 3/1/1998 5/16/1999
Jdob, Inc. Parent 2/10/1997 2/28/1998
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