Cbt Bank
Clearfield, PA — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Cbt Bank | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 15,931 | 22,748 |
Income from Lease Financing Receivables | — | 24 |
307 | 516 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 151 | 268 |
Income on Loans and Leases (TE) | 16,082 | 23,278 |
Investment Interest Income (TE) | 1,451 | 3,743 |
Total Interest Income (TE) | 17,614 | 27,430 |
Total Interest Expense | 2,037 | 3,218 |
Net Interest Income (TE) | 15,577 | 24,213 |
Non-Interest Income | 4,679 | 6,081 |
Adjusted Operating Income (TE) | 20,256 | 30,595 |
Non-interest Expense | 14,321 | 20,397 |
Provision for Loan & Lease Losses | 682 | 900 |
Pretax Operating Income (TE) | 5,253 | 8,900 |
Pretax Net Operating Income (TE) | 5,253 | 9,212 |
Applicable Income Taxes | 1,272 | 2,056 |
Net Operating Income | 3,561 | 6,310 |
Net Income | 3,561 | 6,303 |
Cash Dividends Declared | 1,735 | 3,414 |
Retained Earnings | 1,826 | 2,771 |