Vitals
  • Total Assets
    480.7M 5.6 %
  • Total Deposits
    400.3M 9.7 %
  • Total Net Loans
    382.7M 11.7 %
  • Net Income
    3.6M -1.1 %
  • Book Value
    57.2M 3.1 %
  • Book Value x2
    114.4M 3.1 %
  • Book Value x3
    171.6M 3.1 %
ROAA

.77

ROAE

6.311

Efficiency Ratio

70.699

Net Interest Margin

3.652

Balance Sheet Highlights
Financial Highlights Cbt Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 480,698 784,148
Total Net Loans 382,663 559,183
Total Deposits 400,295 637,080
Total Equity 57,191 81,247
Profitability
Net Income 3,561 6,303
Return on Average Assets .77 .785
Return on Average Equity 6.311 7.431
Net Interest Margin 3.652 3.473
Efficiency Ratio 70.699 69.514
Noninterest Income/Revenue 20.989 18.146
Balance Sheet Ratios
Loan-to-Deposit 95.595 86.432
Securities/Assets .117 .178
Total Equity/Total Assets .119 .104
Tangible Equity/Tangible Assets .098 .094
Capital Adequacy
Tier 1 Common Capital 49,478 72,881
Tier 1 Capital 49,478 73,172
Tier 2 Capital 3,617 6,143
Total Capital 53,095 79,518
Total Risk Weighted Assets 365,479 578,873
Leverage Ratio 10.64 9.899
Common Equity Tier 1 Capital Ratio 13.54 13.811
Tier 1 Capital Ratio 13.54 13.878
Total Capital Ratio 14.53 15.103

Timeline for Cbt Bank

Cbt Financial Corp.

Cbt Financial Corp. became a new parent organization for Cbt Bank.

View Profile Feb 28 2003

Cbt Investment Services Inc

Cbt Investment Services Inc became a new subsidiary organization for Cbt Bank.

View Profile Feb 28 2003

Cbt Bank

Cbt Bank was established 122 years ago and is currently headquartered in Clearfield, PA.

Jan 15 1902
Relationships Role Relationship Start Relationship End
Cbt Financial Corp. Parent 2/28/2003
Cbt Investment Services Inc Subsidary 2/28/2003
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