Capstone Bank
Tuscaloosa, AL — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Capstone Bank | All Insured Commercial Banks in Alabama |
Interest and Fees on Loans | 17,794 | 8,354 |
Income from Lease Financing Receivables | — | 0 |
389 | 61 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 151 | 30 |
Income on Loans and Leases (TE) | 17,945 | 8,404 |
Investment Interest Income (TE) | 874 | 1,854 |
Total Interest Income (TE) | 18,885 | 10,667 |
Total Interest Expense | 2,301 | 1,209 |
Net Interest Income (TE) | 16,584 | 9,419 |
Non-Interest Income | 2,722 | 1,915 |
Adjusted Operating Income (TE) | 19,306 | 11,331 |
Non-interest Expense | 12,603 | 7,466 |
Provision for Loan & Lease Losses | 1,050 | 339 |
Pretax Operating Income (TE) | 5,653 | 3,581 |
Pretax Net Operating Income (TE) | 5,710 | 3,690 |
Applicable Income Taxes | 1,806 | 694 |
Net Operating Income | 3,721 | 2,603 |
Net Income | 3,721 | 2,603 |
Cash Dividends Declared | 597 | 1,049 |
Retained Earnings | 3,124 | 1,520 |