Vitals
  • Total Assets
    487.1M 7.8 %
  • Total Deposits
    416.5M 6.5 %
  • Total Net Loans
    404.9M 8.5 %
  • Net Income
    3.7M 0.9 %
  • Book Value
    55.7M 4.8 %
  • Book Value x2
    111.3M 4.8 %
  • Book Value x3
    167.0M 4.8 %
ROAA

.792

ROAE

6.785

Efficiency Ratio

65.279

Net Interest Margin

3.817

Balance Sheet Highlights
Financial Highlights Capstone Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets
Total Net Loans
Total Deposits
Total Equity
Profitability
Net Income
Return on Average Assets
Return on Average Equity
Net Interest Margin
Efficiency Ratio
Noninterest Income/Revenue
Balance Sheet Ratios
Loan-to-Deposit
Securities/Assets
Total Equity/Total Assets
Tangible Equity/Tangible Assets
Capital Adequacy
Tier 1 Common Capital
Tier 1 Capital
Tier 2 Capital
Total Capital
Total Risk Weighted Assets
Leverage Ratio
Common Equity Tier 1 Capital Ratio
Tier 1 Capital Ratio
Total Capital Ratio

Timeline for Capstone Bank

Security Bank

Acquisition: Capstone Bank acquired a new subsidiary, Security Bank, 15 years

View Profile Nov 06 2008

Capstone Bancshares, Inc.

Capstone Bancshares, Inc. became a new parent organization for Capstone Bank.

View Profile Mar 06 2008

South Alabama Holding Company, Inc.

South Alabama Holding Company, Inc. became a new parent organization for Capstone Bank.

View Profile Oct 01 1988

Capstone Bank

Capstone Bank was established 45 years ago and is currently headquartered in Tuscaloosa, AL.

Dec 15 1978
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Security Bank Seller 57,517 Acquisition Discontinued 11/6/2008
Relationships Role Relationship Start Relationship End
Capstone Bancshares, Inc. Parent 3/6/2008
South Alabama Holding Company, Inc. Parent 10/1/1988 3/5/2008
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