Vitals
  • Total Assets
    252.5M -9.1 %
  • Total Deposits
    195.9M -9.3 %
  • Total Net Loans
    169.8M -11.2 %
  • Net Income
    104000.0000 -67.8 %
  • Book Value
    22.7M 5.1 %
  • Book Value x2
    45.3M 5.1 %
  • Book Value x3
    68.0M 5.1 %
ROAA

.16

ROAE

1.841

Efficiency Ratio

51.999

Net Interest Margin

3.687

Balance Sheet Highlights
Financial Highlights Capital Bank & Trust Company All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 252,494 1,001,470
Total Net Loans 169,848 540,097
Total Deposits 195,920 782,876
Total Equity 22,657 115,564
Profitability
Net Income 104 1,752
Return on Average Assets .16 .693
Return on Average Equity 1.841 6.519
Net Interest Margin 3.687 3.491
Efficiency Ratio 51.999 69.754
Noninterest Income/Revenue 1.527 20.204
Balance Sheet Ratios
Loan-to-Deposit 86.693 64.654
Securities/Assets .186 .2
Total Equity/Total Assets .09 .115
Tangible Equity/Tangible Assets .09 .11
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 22,657 105,728
Tier 2 Capital 2,229 7,564
Total Capital 24,886 113,904
Total Risk Weighted Assets 178,176 645,190
Leverage Ratio 8.69 10.481
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.72 18.533
Total Capital Ratio 13.97 19.694

Timeline for Capital Bank & Trust Company

Chemung Canal Trust Company

Capital Bank & Trust Company was acquired by Chemung Canal Trust Company 13 years

View Profile Apr 09 2011

Fort Orange Financial Corp.

Fort Orange Financial Corp. became a new parent organization for Capital Bank & Trust Company.

View Profile Dec 01 2006

Capital Bank & Trust Company

Capital Bank & Trust Company was established 28 years ago and is currently headquartered in Albany, NY.

Dec 14 1995
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Chemung Canal Trust Company Buyer 1,726,712 Acquisition Discontinued 4/9/2011
Relationships Role Relationship Start Relationship End
Fort Orange Financial Corp. Parent 12/1/2006 4/8/2011
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