Business Bank Of California
San Bernardino, CA — Domestic Branch of a Domestic Bank
Acquired Jan 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Business Bank Of California | All Insured Commercial Banks in California |
Interest and Fees on Loans | 30,177 | 20,713 |
Income from Lease Financing Receivables | — | 5,575 |
— | 1,133 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 635 |
Income on Loans and Leases (TE) | 30,177 | 20,269 |
Investment Interest Income (TE) | 6,064 | 10,715 |
Total Interest Income (TE) | 36,422 | 20,803 |
Total Interest Expense | 4,137 | 4,301 |
Net Interest Income (TE) | 32,285 | 16,341 |
Non-Interest Income | 6,163 | 5,211 |
Adjusted Operating Income (TE) | 38,448 | 22,075 |
Non-interest Expense | 24,467 | 13,096 |
Provision for Loan & Lease Losses | 300 | 4,046 |
Pretax Operating Income (TE) | 13,681 | 48,684 |
Pretax Net Operating Income (TE) | 13,681 | 48,996 |
Applicable Income Taxes | 4,981 | 17,729 |
Net Operating Income | 8,064 | 30,941 |
Net Income | 8,064 | 30,937 |
Cash Dividends Declared | 2,000 | 33,803 |
Retained Earnings | 6,064 | 13,632 |