Vitals
  • Total Assets
    698.6M 11.1 %
  • Total Deposits
    597.6M 12.2 %
  • Total Net Loans
    412.9M 10.8 %
  • Net Income
    8.1M 19.7 %
  • Book Value
    74.0M 7.8 %
  • Book Value x2
    148.0M 7.8 %
  • Book Value x3
    222.1M 7.8 %
ROAA

1.23

ROAE

11.353

Efficiency Ratio

63.636

Net Interest Margin

5.545

Balance Sheet Highlights
Financial Highlights Business Bank Of California All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 698,623 423,676
Total Net Loans 412,896 324,429
Total Deposits 597,587 333,683
Total Equity 74,020 45,907
Profitability
Net Income 8,064 30,937
Return on Average Assets 1.23 1.346
Return on Average Equity 11.353 13.116
Net Interest Margin 5.545 4.433
Efficiency Ratio 63.636 78.394
Noninterest Income/Revenue 14.472 20.03
Balance Sheet Ratios
Loan-to-Deposit 69.094 78.78
Securities/Assets .302 .76
Total Equity/Total Assets .106 .108
Tangible Equity/Tangible Assets .076 -.599
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 51,433 39,278
Tier 2 Capital 5,760 5,252
Total Capital 57,193 43,542
Total Risk Weighted Assets 511,990 320,160
Leverage Ratio 7.74 11.115
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.05 15.254
Total Capital Ratio 11.17 16.471

Timeline for Business Bank Of California

Mufg Union Bank, National Association

Business Bank Of California was acquired by Mufg Union Bank, National Association 20 years

View Profile Jan 16 2004

Metro Commerce Bank

Acquisition: Business Bank Of California acquired a new subsidiary, Metro Commerce Bank, 22 years

View Profile Jan 01 2002

Valley Merchants Bank, National Association

Acquisition: Business Bank Of California acquired a new subsidiary, Valley Merchants Bank, National Association, 23 years

View Profile Sep 01 2000

Business Bancorp

Business Bancorp became a new parent organization for Business Bank Of California.

View Profile Jan 22 2000

Business Bank Of California

Business Bank Of California became a new parent organization for Business Bank Of California.

View Profile Nov 27 1999

Want to see more?

Complete timeline for Business Bank Of California is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mufg Union Bank, National Association Buyer 116,911,780 Acquisition Discontinued 1/16/2004
Metro Commerce Bank Seller 229,854 Acquisition Discontinued 1/1/2002
Valley Merchants Bank, National Association Seller 58,606 Acquisition Discontinued 9/1/2000
High Desert National Bank Seller 42,867 Acquisition Discontinued 12/5/1997
Western Community Bank Seller 54,013 Failure 7/30/1994
Relationships Role Relationship Start Relationship End
Business Bank Of California Parent 11/27/1999 1/15/2004
Business Bancorp Parent 1/22/2000 1/15/2004
Business Bank Of California Subsidary 11/27/1999 1/15/2004
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