Vitals
  • Total Assets
    30.7M 8.7 %
  • Total Deposits
    28.0M 8.0 %
  • Total Net Loans
    11.5M -5.8 %
  • Net Income
    424000.0000 3.7 %
  • Book Value
    2.6M 17.6 %
  • Book Value x2
    5.3M 17.6 %
  • Book Value x3
    7.9M 17.6 %
ROAA

1.399

ROAE

17.205

Efficiency Ratio

49.087

Net Interest Margin

3.897

Balance Sheet Highlights
Financial Highlights Breckinridge Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 30,679 140,946
Total Net Loans 11,480 94,434
Total Deposits 27,970 113,636
Total Equity 2,646 14,393
Profitability
Net Income 424 2,695
Return on Average Assets 1.399 1.246
Return on Average Equity 17.205 12.298
Net Interest Margin 3.897 4.13
Efficiency Ratio 49.087 63.911
Noninterest Income/Revenue 4.625 13.117
Balance Sheet Ratios
Loan-to-Deposit 41.044 80.428
Securities/Assets .573 .375
Total Equity/Total Assets .086 .102
Tangible Equity/Tangible Assets .086 .045
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,664 13,733
Tier 2 Capital 150 1,105
Total Capital 2,814 14,838
Total Risk Weighted Assets 14,071 94,559
Leverage Ratio 8.59 10.056
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 18.93 15.804
Total Capital Ratio 20 16.972

Timeline for Breckinridge Bank

Hancock Bank & Trust Company

Breckinridge Bank was acquired by Hancock Bank & Trust Company 19 years

View Profile Jan 01 2005

Hancock Bancorp, Inc.

Hancock Bancorp, Inc. became a new parent organization for Breckinridge Bank.

View Profile Aug 05 1988

Breckinridge Bancorp, Inc.

Breckinridge Bancorp, Inc. became a new parent organization for Breckinridge Bank.

View Profile Aug 29 1984

Breckinridge Bank

Breckinridge Bank was established 108 years ago and is currently headquartered in Cloverport, KY.

Jan 01 1916
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Hancock Bank & Trust Company Buyer 280,119 Pooling of Interests Discontinued 1/1/2005
Relationships Role Relationship Start Relationship End
Hancock Bancorp, Inc. Parent 8/5/1988 12/31/2004
Breckinridge Bancorp, Inc. Parent 8/29/1984 8/4/1988
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