Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank One, Kentucky, National Association All Insured Commercial Banks in Kentucky
Interest and Fees on Loans 28,990 1,506
Income from Lease Financing Receivables 732 2,997
183 24
Estimated Tax Benefit from Tax-Exempt Loan Income 82 12
Income on Loans and Leases (TE) 29,804 1,513
Investment Interest Income (TE) 371 343
Total Interest Income (TE) 34,757 1,889
Total Interest Expense 18,525 670
Net Interest Income (TE) 16,232 1,219
Non-Interest Income 29,738 277
Adjusted Operating Income (TE) 45,970 1,498
Non-interest Expense 40,460 920
Provision for Loan & Lease Losses 990 291
Pretax Operating Income (TE) 4,520 905
Pretax Net Operating Income (TE) 4,520 847
Applicable Income Taxes 1,459 322
Net Operating Income 2,933 539
Net Income 2,933 539
Cash Dividends Declared — 763
Retained Earnings 2,933 520