Vitals
  • Total Assets
    5.5B
  • Total Deposits
    4.1B
  • Total Net Loans
    3.4B
  • Net Income
    2.9M
  • Book Value
    326.9M
  • Book Value x2
    653.8M
  • Book Value x3
    980.7M
ROAA

.203

ROAE

3.605

Efficiency Ratio

88.015

Net Interest Margin

1.284

Balance Sheet Highlights
Financial Highlights Bank One, Kentucky, National Association All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 5,515,358 130,140
Total Net Loans 3,389,333 83,727
Total Deposits 4,117,184 105,979
Total Equity 326,893 13,048
Profitability
Net Income 2,933 539
Return on Average Assets .203 1.203
Return on Average Equity 3.605 12.094
Net Interest Margin 1.284 4.05
Efficiency Ratio 88.015 63.422
Noninterest Income/Revenue 46.109 12.806
Balance Sheet Ratios
Loan-to-Deposit 82.322 77.438
Securities/Assets .005 .41
Total Equity/Total Assets .059 .1
Tangible Equity/Tangible Assets .057 .044
Capital Adequacy
Tier 1 Common Capital
Tier 1 Capital 315,502 12,350
Tier 2 Capital 149,979 1,011
Total Capital 465,481 13,344
Total Risk Weighted Assets 3,871,572 84,990
Leverage Ratio 5.48 9.571
Common Equity Tier 1 Capital Ratio
Tier 1 Capital Ratio 8.15 15.066
Total Capital Ratio 12.02 16.229

Timeline for Bank One, Kentucky, National Association

Bank One, National Association

Bank One, Kentucky, National Association was acquired by Bank One, National Association 20 years

View Profile May 15 2003

Bank One Corporation

Bank One Corporation became a new parent organization for Bank One, Kentucky, National Association.

View Profile Feb 28 1998

Bank One, Lexington, National Association

Acquisition: Bank One, Kentucky, National Association acquired a new subsidiary, Bank One, Lexington, National Association, 27 years

View Profile Sep 14 1996

First Property Development Company

First Property Development Company became a new subsidiary organization for Bank One, Kentucky, National Association.

View Profile Sep 14 1996

Security Property Development Company

Security Property Development Company became a new subsidiary organization for Bank One, Kentucky, National Association.

View Profile Sep 14 1996

Want to see more?

Complete timeline for Bank One, Kentucky, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank One, National Association Buyer 259,527,000 Pooling of Interests Discontinued 5/15/2003
Bank One, Lexington, National Association Seller 1,604,903 Pooling of Interests Discontinued 9/14/1996
Bank One, Southern Indiana, National Association Seller 330,457 Pooling of Interests Discontinued 3/11/1996
Bank One, Western Kentucky, National Association Seller 228,789 Pooling of Interests Discontinued 3/11/1996
Liberty National Bank Of Owensboro Seller 265,477 Pooling of Interests Discontinued 9/11/1995
Liberty National Bank And Trust Company Of Central Kentucky Seller 218,622 Pooling of Interests Discontinued 9/11/1995
Liberty National Bank Of Shelbyville Seller 64,954 Pooling of Interests Discontinued 9/11/1995
Liberty National Bank Of Lexington Seller 265,433 Discontinued 10/1/1993
United Kentucky Bank, Inc. Seller 383,290 Discontinued 12/24/1982
Bank Of Middletown Seller Discontinued 12/19/1960
Relationships Role Relationship Start Relationship End
Bank One Corporation Parent 2/28/1998 5/14/2003
Banc One Kentucky Corporation Parent 10/1/1980 2/27/1998
Banc One Kentucky Leasing Corporation Subsidary 10/1/1980 5/14/2003
Banc One Kentucky Vehicle Leasing Company Subsidary 4/6/1990 5/14/2003
Liberty Payment Services, Inc. Subsidary 12/20/1994 5/14/2003
Boc Realty Kentucky, Inc. Subsidary 4/2/1996 5/14/2003
First B.C. Realty Corporation Subsidary 3/10/1996 12/26/2001
First Property Development Company Subsidary 9/14/1996 8/31/2001
Liberty Properties Incorporated Subsidary 12/1/1992 8/31/2001
Security Property Development Company Subsidary 9/14/1996 12/20/2000
Banc One Pos Services Corporation Subsidary 12/31/1996 12/31/1997
Fs Financial Services Corporation Of Kentucky Subsidary 9/14/1996 11/1/1997
Liberty Leasing Corporation Subsidary 10/1/1980 11/1/1996
Money Card, Inc. Subsidary 2/7/1986 11/1/1996
Financial Dominion Bankcard Services, Inc. Subsidary 9/11/1995 11/1/1996
Banc One Kentucky Insurance Company Subsidary 1/3/1984 12/31/1995
Banc One Pos Services Corporation Subsidary 4/1/1995 12/30/1995
Investment Realty Company Subsidary 10/1/1980 8/11/1994
Pikeville Motel, Inc. Subsidary 10/18/1991 12/28/1993
United Kentucky Mortgage, Inc. Subsidary 12/24/1982 1/2/1987
United Management Services Of Kentucky, Inc. Subsidary 12/24/1982 1/23/1984
United Kentucky Leasing, Inc. Subsidary 12/24/1982 10/19/1983
United Kentucky Data Services, Inc. Subsidary 12/24/1982 10/19/1983
United Finance Of Kentucky, Inc. Subsidary 12/24/1982 10/19/1983
United Kentucky Financial Services, Inc. Subsidary 12/24/1982 10/19/1983
United Kentucky Services, Inc. Subsidary 12/24/1982 10/19/1983