Vitals
  • Total Assets
    66.9M -2.7 %
  • Total Deposits
    58.2M -3.0 %
  • Total Net Loans
    48.9M 3.3 %
  • Net Income
    498000.0000 10.7 %
  • Book Value
    7.2M 1.4 %
  • Book Value x2
    14.3M 1.4 %
  • Book Value x3
    21.5M 1.4 %
ROAA

.739

ROAE

6.968

Efficiency Ratio

79.844

Net Interest Margin

6.036

Balance Sheet Highlights
Financial Highlights Bank Of The Mountains, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 66,897 275,102
Total Net Loans 48,888 177,820
Total Deposits 58,170 227,063
Total Equity 7,174 30,287
Profitability
Net Income 498 2,592
Return on Average Assets .739 .944
Return on Average Equity 6.968 8.074
Net Interest Margin 6.036 3.847
Efficiency Ratio 79.844 70.925
Noninterest Income/Revenue 14.671 17.219
Balance Sheet Ratios
Loan-to-Deposit 84.043 76.952
Securities/Assets .085 .219
Total Equity/Total Assets .107 .11
Tangible Equity/Tangible Assets .107 .107
Capital Adequacy
Tier 1 Common Capital 7,087 29,354
Tier 1 Capital 7,087 29,354
Tier 2 Capital 591 2,092
Total Capital 7,678 31,454
Total Risk Weighted Assets 48,422 190,479
Leverage Ratio 10.63 11.285
Common Equity Tier 1 Capital Ratio 14.64 17.115
Tier 1 Capital Ratio 14.64 17.115
Total Capital Ratio 15.86 18.174

Timeline for Bank Of The Mountains, Inc.

Mountain Mortgage, Inc.

Mountain Mortgage, Inc. became a new subsidiary organization for Bank Of The Mountains, Inc..

View Profile Apr 02 1997

Consumer Lending Corporation

Consumer Lending Corporation became a new subsidiary organization for Bank Of The Mountains, Inc..

View Profile Jul 01 1996

Mountain Bancorp, Inc.

Mountain Bancorp, Inc. became a new parent organization for Bank Of The Mountains, Inc..

View Profile Apr 15 1983

Bank Of The Mountains, Inc.

Bank Of The Mountains, Inc. was established 51 years ago and is currently headquartered in West Liberty, KY.

Sep 15 1973
Relationships Role Relationship Start Relationship End
Mountain Bancorp, Inc. Parent 4/15/1983
Consumer Lending Corporation Subsidary 7/1/1996 12/31/2005
Mountain Mortgage, Inc. Subsidary 4/2/1997 12/31/2000
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