Bank Of O'fallon Financial Statements & Health Reports

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Vitals

ROAA

1.063

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Bank Of O'fallon	All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets	294,266	290,894
Total Net Loans	203,818	191,278
Total Deposits	253,169	246,407
Total Equity	40,479	31,125
Profitability
Net Income	3,218	2,670
Return on Average Assets	1.063	.919
Return on Average Equity	7.966	8.247
Net Interest Margin	2.576	3.499
Efficiency Ratio	54.298	67.9
Noninterest Income/Revenue	3.515	16.598
Balance Sheet Ratios
Loan-to-Deposit	80.507	72.669
Securities/Assets	.213	.191
Total Equity/Total Assets	.138	.107
Tangible Equity/Tangible Assets	.138	.103
Capital Adequacy
Tier 1 Common Capital	40,479	29,670
Tier 1 Capital	40,479	29,720
Tier 2 Capital	2,044	2,112
Total Capital	42,523	31,905
Total Risk Weighted Assets	162,036	212,461
Leverage Ratio	13.68	10.62
Common Equity Tier 1 Capital Ratio	24.98	16.313
Tier 1 Capital Ratio	24.98	16.329
Total Capital Ratio	26.24	17.341

Security First Bancshares Inc became a new parent organization for Bank Of O'fallon.

View Profile Jul 01 2003

Bank Of O'fallon was established 64 years ago and is currently headquartered in O'fallon, IL.

Mar 28 1960

Relationships	Role	Relationship Start	Relationship End
Security First Bancshares Inc	Parent	10/31/2004
Security First Bancshares Inc	Parent	7/1/2003	10/30/2004

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