Vitals
  • Total Assets
    272.9M -7.3 %
  • Total Deposits
    205.9M -12.8 %
  • Total Net Loans
    237.0M -2.8 %
  • Net Income
    1.3M -53.7 %
  • Book Value
    30.0M 0.8 %
  • Book Value x2
    60.0M 0.8 %
  • Book Value x3
    90.1M 0.8 %
ROAA

.467

ROAE

4.371

Efficiency Ratio

72.058

Net Interest Margin

4.601

Balance Sheet Highlights
Financial Highlights Bank Of Lenawee All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 272,936 220,317
Total Net Loans 236,954 179,265
Total Deposits 205,927 175,666
Total Equity 30,020 22,483
Profitability
Net Income 1,335 8,885
Return on Average Assets .467 1.206
Return on Average Equity 4.371 8.83
Net Interest Margin 4.601 4.005
Efficiency Ratio 72.058 72.221
Noninterest Income/Revenue 13.168 13.454
Balance Sheet Ratios
Loan-to-Deposit 115.067 93.667
Securities/Assets .031 .475
Total Equity/Total Assets .11 .102
Tangible Equity/Tangible Assets .102 -.521
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 29,848 20,597
Tier 2 Capital 3,231 2,362
Total Capital 33,079 22,583
Total Risk Weighted Assets 256,413 171,420
Leverage Ratio 10.86 10.178
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.64 13.753
Total Capital Ratio 12.9 14.901

Timeline for Bank Of Lenawee

First Federal Bank Of The Midwest

Bank Of Lenawee was acquired by First Federal Bank Of The Midwest 16 years

View Profile Mar 15 2008

Pavilion Mortgage Company

Pavilion Mortgage Company became a new subsidiary organization for Bank Of Lenawee.

View Profile Jan 01 2001

Pavilion Financial Services

Pavilion Financial Services became a new subsidiary organization for Bank Of Lenawee.

View Profile Oct 03 1996

Pavilion Bancorp, Inc.

Pavilion Bancorp, Inc. became a new parent organization for Bank Of Lenawee.

View Profile Jun 07 1993

Hudson State Savings Bank

Acquisition: Bank Of Lenawee acquired a new subsidiary, Hudson State Savings Bank, 36 years

View Profile Jul 01 1987

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Complete timeline for Bank Of Lenawee is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Federal Bank Of The Midwest Buyer 2,433,317 Discontinued 3/15/2008
Hudson State Savings Bank Seller 38,864 Discontinued 7/1/1987
Relationships Role Relationship Start Relationship End
Pavilion Bancorp, Inc. Parent 6/7/1993 3/14/2008
Pavilion Financial Services Subsidary 6/30/2007 3/14/2008
Pavilion Mortgage Company Subsidary 6/30/2007 3/14/2008
Pavilion Financial Services Subsidary 10/3/1996 6/29/2007
Pavilion Mortgage Company Subsidary 1/1/2001 6/29/2007
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