Vitals
  • Total Assets
    45.6M 11.7 %
  • Total Deposits
    33.9M 5.6 %
  • Total Net Loans
    21.0M 5.6 %
  • Net Income
    249000.0000 15.3 %
  • Book Value
    6.7M 83.0 %
  • Book Value x2
    13.5M 83.0 %
  • Book Value x3
    20.2M 83.0 %
ROAA

1.118

ROAE

7.557

Efficiency Ratio

59.67

Net Interest Margin

3.283

Balance Sheet Highlights
Financial Highlights Bank Of Gower All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 45,628 182,675
Total Net Loans 20,978 128,119
Total Deposits 33,862 148,656
Total Equity 6,727 18,078
Profitability
Net Income 249 1,634
Return on Average Assets 1.118 1.008
Return on Average Equity 7.557 9.914
Net Interest Margin 3.283 3.698
Efficiency Ratio 59.67 74.124
Noninterest Income/Revenue 2.783 15.087
Balance Sheet Ratios
Loan-to-Deposit 61.952 81.711
Securities/Assets .33 .46
Total Equity/Total Assets .147 .099
Tangible Equity/Tangible Assets .081 -.011
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,411 17,027
Tier 2 Capital 325 1,644
Total Capital 3,736 18,683
Total Risk Weighted Assets 29,138 136,175
Leverage Ratio 8.04 9.595
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.71 13.579
Total Capital Ratio 12.82 14.741

Timeline for Bank Of Gower

The Union State Bank Of Everest

Bank Of Gower was acquired by The Union State Bank Of Everest 14 years

View Profile Sep 01 2009

Everest Bancshares, Inc.

Everest Bancshares, Inc. became a new parent organization for Bank Of Gower.

View Profile Jan 01 2009

Blue Valley Federal Savings And Loan Association

Acquisition: Bank Of Gower acquired a new subsidiary, Blue Valley Federal Savings And Loan Association, 33 years

View Profile Jun 16 1990

Gower Bancshares, Inc.

Gower Bancshares, Inc. became a new parent organization for Bank Of Gower.

View Profile Jan 01 1988

First Midwest Bancorp., Inc.

First Midwest Bancorp., Inc. became a new parent organization for Bank Of Gower.

View Profile Sep 09 1977

Want to see more?

Complete timeline for Bank Of Gower is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Union State Bank Of Everest Buyer 312,426 Pooling of Interests Discontinued 9/1/2009
Blue Valley Federal Savings And Loan Association Seller 644,684 Failure 6/16/1990
Relationships Role Relationship Start Relationship End
Everest Bancshares, Inc. Parent 1/1/2009 8/31/2009
Gower Bancshares, Inc. Parent 12/31/1992 12/31/2008
Gower Bancshares, Inc. Parent 7/13/1989 12/30/1992
Gower Bancshares, Inc. Parent 1/1/1988 7/12/1989
First Midwest Bancorp., Inc. Parent 9/9/1977 10/11/1985
L.W.J.S. Corporation Parent 7/10/1974 9/8/1977
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