Vitals
  • Total Assets
    23.0M -3.2 %
  • Total Deposits
    20.6M -4.6 %
  • Total Net Loans
    15.5M 2.0 %
  • Net Income
    196000.0000 19,500.0 %
  • Book Value
    2.2M 7.6 %
  • Book Value x2
    4.4M 7.6 %
  • Book Value x3
    6.6M 7.6 %
ROAA

.84

ROAE

9.274

Efficiency Ratio

69.889

Net Interest Margin

4.806

Balance Sheet Highlights
Financial Highlights Bank Of Germantown All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 22,951 140,946
Total Net Loans 15,490 94,434
Total Deposits 20,572 113,636
Total Equity 2,206 14,393
Profitability
Net Income 196 2,695
Return on Average Assets .84 1.246
Return on Average Equity 9.274 12.298
Net Interest Margin 4.806 4.13
Efficiency Ratio 69.889 63.911
Noninterest Income/Revenue 11.49 13.117
Balance Sheet Ratios
Loan-to-Deposit 75.297 80.428
Securities/Assets .213 .375
Total Equity/Total Assets .096 .102
Tangible Equity/Tangible Assets .096 .045
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,155 13,733
Tier 2 Capital 197 1,105
Total Capital 2,352 14,838
Total Risk Weighted Assets 15,543 94,559
Leverage Ratio 9.51 10.056
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.86 15.804
Total Capital Ratio 15.13 16.972

Timeline for Bank Of Germantown

Citizens Deposit Bank & Trust

Bank Of Germantown was acquired by Citizens Deposit Bank & Trust 19 years

View Profile Jan 03 2005

Premier Financial Bancorp, Inc.

Premier Financial Bancorp, Inc. became a new parent organization for Bank Of Germantown.

View Profile Oct 29 1992

Bank Of Germantown

Bank Of Germantown was established 124 years ago and is currently headquartered in Germantown, KY.

Jan 01 1900
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Deposit Bank & Trust Buyer 403,077 Pooling of Interests Discontinued 1/3/2005
Relationships Role Relationship Start Relationship End
Premier Financial Bancorp, Inc. Parent 10/29/1992 1/2/2005
Similar Organizations
Organization City State Total Assets
The Lorraine State Bank
 		Lorraine KS 23.2M
Sebree Deposit Bank
 		Sebree KY 23.3M
Eagle Community Bank
 		Maple Grove MN 23.0M
First State Bank
 		Waynoka OK 22.9M
The Bank Of Fairport
 		Maysville MO 23.2M
Campus State Bank
 		Campus IL 22.7M
Dewey Bank
 		Dewey IL 23.3M
Red Rock Bank
 		Sanborn MN 23.3M
Elgin State Bank
 		Elgin IA 21.9M
First State Bank Of Grove City
 		Grove City MN 23.4M