Vitals
  • Total Assets
    290.0M 19.0 %
  • Total Deposits
    263.5M 19.2 %
  • Total Net Loans
    257.5M 17.3 %
  • Net Income
    2.6M 20.6 %
  • Book Value
    24.8M 18.7 %
  • Book Value x2
    49.6M 18.7 %
  • Book Value x3
    74.3M 18.7 %
ROAA

.923

ROAE

11.229

Efficiency Ratio

57.995

Net Interest Margin

3.909

Balance Sheet Highlights
Financial Highlights Bank Of Birmingham All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 290,029 330,697
Total Net Loans 257,527 227,599
Total Deposits 263,521 278,247
Total Equity 24,778 33,935
Profitability
Net Income 2,567 3,589
Return on Average Assets .923 .954
Return on Average Equity 11.229 8.772
Net Interest Margin 3.909 3.821
Efficiency Ratio 57.995 71.925
Noninterest Income/Revenue 8.314 24.061
Balance Sheet Ratios
Loan-to-Deposit 97.725 76.845
Securities/Assets .008 .16
Total Equity/Total Assets .085 .103
Tangible Equity/Tangible Assets .084 .098
Capital Adequacy
Tier 1 Common Capital 24,476 32,553
Tier 1 Capital 24,476 32,664
Tier 2 Capital 2,643 2,479
Total Capital 27,119 35,133
Total Risk Weighted Assets 265,563 242,208
Leverage Ratio 8.19 10.341
Common Equity Tier 1 Capital Ratio 9.22 15.339
Tier 1 Capital Ratio 9.22 15.393
Total Capital Ratio 10.21 16.423

Timeline for Bank Of Birmingham

Bank Of Birmingham

Bank Of Birmingham was established 17 years ago and is currently headquartered in Birmingham, MI.

Jul 26 2006

Birmingham Bloomfield Bancshares, Inc.

Birmingham Bloomfield Bancshares, Inc. became a new parent organization for Bank Of Birmingham.

View Profile Jul 26 2006
Relationships Role Relationship Start Relationship End
Birmingham Bloomfield Bancshares, Inc. Parent 7/26/2006
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