Vitals
  • Total Assets
    125.0M -0.2 %
  • Total Deposits
    105.0M -4.2 %
  • Total Net Loans
    87.2M 3.8 %
  • Net Income
    1.7M 22.7 %
  • Book Value
    14.0M 2.9 %
  • Book Value x2
    28.1M 2.9 %
  • Book Value x3
    42.1M 2.9 %
ROAA

1.378

ROAE

11.786

Efficiency Ratio

56.846

Net Interest Margin

3.74

Balance Sheet Highlights
Financial Highlights Bank 1St All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 124,978 198,346
Total Net Loans 87,222 133,864
Total Deposits 105,004 165,124
Total Equity 14,046 22,060
Profitability
Net Income 1,673 2,310
Return on Average Assets 1.378 1.15
Return on Average Equity 11.786 9.92
Net Interest Margin 3.74 3.587
Efficiency Ratio 56.846 60.34
Noninterest Income/Revenue 9.461 13.494
Balance Sheet Ratios
Loan-to-Deposit 83.065 77.091
Securities/Assets .256 .197
Total Equity/Total Assets .112 .111
Tangible Equity/Tangible Assets .112 .107
Capital Adequacy
Tier 1 Common Capital 14,436 21,135
Tier 1 Capital 14,436 21,140
Tier 2 Capital 1,107 1,625
Total Capital 15,543 22,777
Total Risk Weighted Assets 88,454 151,308
Leverage Ratio 11.65 10.944
Common Equity Tier 1 Capital Ratio 16.32 15.631
Tier 1 Capital Ratio 16.32 15.631
Total Capital Ratio 17.57 16.675

Timeline for Bank 1St

National Enterprises, Inc.

National Enterprises, Inc. became a new subsidiary organization for Bank 1St.

View Profile Dec 29 2006

Statesman Federal Savings Bank

Acquisition: Bank 1St acquired a new subsidiary, Statesman Federal Savings Bank, 33 years

View Profile Mar 02 1991

Northeast Iowa Agricultural Credit Corporation

Northeast Iowa Agricultural Credit Corporation became a new subsidiary organization for Bank 1St.

View Profile Jun 17 1980

Fnb Banshares, Inc.

Fnb Banshares, Inc. became a new parent organization for Bank 1St.

View Profile Mar 14 1980

Bank 1St

Bank 1St was established 90 years ago and is currently headquartered in West Union, IA.

Jan 01 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Statesman Federal Savings Bank Seller 422,121 Failure 3/2/1991
Relationships Role Relationship Start Relationship End
Fnb Banshares, Inc. Parent 10/31/2000
Fnb Banshares, Inc. Parent 12/31/1982 10/30/2000
Fnb Banshares, Inc. Parent 12/31/1981 12/30/1982
Fnb Banshares, Inc. Parent 3/14/1980 12/30/1981
National Enterprises, Inc. Subsidary 6/30/2007 1/6/2011
National Enterprises, Inc. Subsidary 12/29/2006 6/29/2007
Northeast Iowa Agricultural Credit Corporation Subsidary 6/17/1980 12/31/1989
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