Net Income Analysis ( % relative to Total Revenue )
Income Statement Ameristate Bank All Insured Commercial Banks in Oklahoma
Interest and Fees on Loans 10,922 7,418
Income from Lease Financing Receivables 14 18
17 37
Estimated Tax Benefit from Tax-Exempt Loan Income 9 19
Income on Loans and Leases (TE) 10,945 7,480
Investment Interest Income (TE) 86 972
Total Interest Income (TE) 11,172 8,661
Total Interest Expense 1,161 749
Net Interest Income (TE) 10,011 7,866
Non-Interest Income 2,879 1,736
Adjusted Operating Income (TE) 12,890 9,962
Non-interest Expense 8,964 6,544
Provision for Loan & Lease Losses 125 343
Pretax Operating Income (TE) 3,801 2,979
Pretax Net Operating Income (TE) 3,801 3,057
Applicable Income Taxes — 104
Net Operating Income 3,788 2,672
Net Income 3,788 2,672
Cash Dividends Declared 2,324 1,602
Retained Earnings 1,464 1,026