Vitals
  • Total Assets
    235.4M 9.0 %
  • Total Deposits
    209.5M 9.6 %
  • Total Net Loans
    182.0M 13.4 %
  • Net Income
    3.8M 60.1 %
  • Book Value
    20.9M 7.3 %
  • Book Value x2
    41.7M 7.3 %
  • Book Value x3
    62.6M 7.3 %
ROAA

1.673

ROAE

18.36

Efficiency Ratio

69.54

Net Interest Margin

4.968

Balance Sheet Highlights
Financial Highlights Ameristate Bank All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 235,386 202,868
Total Net Loans 182,043 137,756
Total Deposits 209,463 172,449
Total Equity 20,861 21,595
Profitability
Net Income 3,788 2,672
Return on Average Assets 1.673 1.261
Return on Average Equity 18.36 11.655
Net Interest Margin 4.968 4.163
Efficiency Ratio 69.54 67.201
Noninterest Income/Revenue 20.49 16.695
Balance Sheet Ratios
Loan-to-Deposit 86.909 75.305
Securities/Assets .039 .172
Total Equity/Total Assets .089 .106
Tangible Equity/Tangible Assets .089 .104
Capital Adequacy
Tier 1 Common Capital 20,926 21,413
Tier 1 Capital 20,926 21,413
Tier 2 Capital 2,233 1,666
Total Capital 23,159 23,103
Total Risk Weighted Assets 177,931 150,667
Leverage Ratio 9.21 10.837
Common Equity Tier 1 Capital Ratio 11.76 15.74
Tier 1 Capital Ratio 11.76 15.742
Total Capital Ratio 13.02 16.809

Timeline for Ameristate Bank

First City Bank Of Atoka

Acquisition: Ameristate Bank acquired a new subsidiary, First City Bank Of Atoka, 37 years

View Profile Feb 13 1987

Atoka State Bancorporation, Inc.

Atoka State Bancorporation, Inc. became a new parent organization for Ameristate Bank.

View Profile Dec 15 1977

Ameristate Bank

Ameristate Bank was established 118 years ago and is currently headquartered in Atoka, OK.

Aug 06 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First City Bank Of Atoka Seller 11,622 Failure 2/13/1987
Relationships Role Relationship Start Relationship End
Atoka State Bancorporation, Inc. Parent 12/15/1977