American First National Bank
Houston, TX — National Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | American First National Bank | All Insured Commercial Banks in Texas |
| Interest and Fees on Loans | 53,747 | 10,872 |
| Income from Lease Financing Receivables | — | 2 |
| — | 44 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 22 |
| Income on Loans and Leases (TE) | 53,747 | 10,941 |
| Investment Interest Income (TE) | 1,795 | 2,007 |
| Total Interest Income (TE) | 56,289 | 13,476 |
| Total Interest Expense | 7,344 | 1,063 |
| Net Interest Income (TE) | 48,945 | 12,338 |
| Non-Interest Income | 3,707 | 2,639 |
| Adjusted Operating Income (TE) | 52,652 | 15,335 |
| Non-interest Expense | 29,628 | 9,693 |
| Provision for Loan & Lease Losses | 3,627 | 524 |
| Pretax Operating Income (TE) | 19,397 | 4,819 |
| Pretax Net Operating Income (TE) | 19,397 | 4,946 |
| Applicable Income Taxes | 6,478 | 576 |
| Net Operating Income | 12,497 | 3,858 |
| Net Income | 12,497 | 3,845 |
| Cash Dividends Declared | 3,057 | 1,701 |
| Retained Earnings | 9,440 | 1,997 |