Efficiency Ratio Over Time
Efficiency Ratio American First National Bank All Insured Commercial Banks in Texas
12-31-2016 56.271 66.762
09-30-2016 51.744 66.187
06-30-2016 47.871 66.286
03-31-2016 40.521 66.484
12-31-2015 55.74 67.473
09-30-2015 51.423 67.019
06-30-2015 50.996 67.62
03-31-2015 50.774 68.379
12-31-2014 59.484 67.933
09-30-2014 55.301 67.76
06-30-2014 55.289 68.348
03-31-2014 56.569 69.161
12-31-2013 56.833 70.01
09-30-2013 50.446 69.448
06-30-2013 50.673 70.111
03-31-2013 52.775 71.168
12-31-2012 48.198 70.289
09-30-2012 43.497 69.365
06-30-2012 41.185 69.7
03-31-2012 43.705 69.836
12-31-2011 28.26 71.203
09-30-2011 19.422 70.717
06-30-2011 50.551 71.672
03-31-2011 50.238 72.166
12-31-2010 55.172 72.798
09-30-2010 52.72 71.344
06-30-2010 53.363 71.672
03-31-2010 55.229 72.124
12-31-2009 61.663 72.899
09-30-2009 56.739 71.928
06-30-2009 57.013 72.628
03-31-2009 56.42 71.399
12-31-2008 59.415 70.933
09-30-2008 57.713 69.839
06-30-2008 59.741 70.152
03-31-2008 65.354 69.753
12-31-2007 55.474 68.047
09-30-2007 57.046 66.762
06-30-2007 56.318 66.933
03-31-2007 56.021 66.629
12-31-2006 55.018 66.288
09-30-2006 53.148 64.993
06-30-2006 52.526 65.249
03-31-2006 53.478 65.978
12-31-2005 57.362 67.153
09-30-2005 56.808 66.756
06-30-2005 57.823 67.031
03-31-2005 59.394 67.486
12-31-2004 72.831 69.184
09-30-2004 73.312 68.305
06-30-2004 74.302 68.807
03-31-2004 78.137 69.055
12-31-2003 75.062 69.41
09-30-2003 86.057 68.526
06-30-2003 86.865 68.452
03-31-2003 89.05 68.632
12-31-2002 88.24 67.534