Vitals
  • Total Assets
    229.0M 28.2 %
  • Total Deposits
    193.7M 32.0 %
  • Total Net Loans
    190.9M 37.1 %
  • Net Income
    2.1M 121.6 %
  • Book Value
    25.2M 8.7 %
  • Book Value x2
    50.3M 8.7 %
  • Book Value x3
    75.5M 8.7 %
ROAA

1

ROAE

8.602

Efficiency Ratio

73.543

Net Interest Margin

4.01

Balance Sheet Highlights
Financial Highlights American Commerce Bank, National Association All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 228,964 256,123
Total Net Loans 190,860 160,108
Total Deposits 193,688 221,413
Total Equity 25,154 27,434
Profitability
Net Income 2,074 2,812
Return on Average Assets 1 .99
Return on Average Equity 8.602 8.811
Net Interest Margin 4.01 4.031
Efficiency Ratio 73.543 72.067
Noninterest Income/Revenue 10.483 19.316
Balance Sheet Ratios
Loan-to-Deposit 98.54 70.662
Securities/Assets .052 .165
Total Equity/Total Assets .11 .107
Tangible Equity/Tangible Assets .109 .105
Capital Adequacy
Tier 1 Common Capital 25,105 26,376
Tier 1 Capital 25,105 26,452
Tier 2 Capital 2,359 1,919
Total Capital 27,464 28,453
Total Risk Weighted Assets 188,494 174,280
Leverage Ratio 11.07 10.62
Common Equity Tier 1 Capital Ratio 13.32 16.191
Tier 1 Capital Ratio 13.32 16.286
Total Capital Ratio 14.57 17.433

Timeline for American Commerce Bank, National Association

Probank

Acquisition: American Commerce Bank, National Association acquired a new subsidiary, Probank, 9 years

View Profile May 30 2015

American Commerce Bank, National Association

American Commerce Bank, National Association was established 19 years ago and is currently headquartered in Bremen, GA.

Oct 04 2004

American Commerce Bancshares, Inc.

American Commerce Bancshares, Inc. became a new parent organization for American Commerce Bank, National Association.

View Profile Oct 04 2004
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Probank Seller 45,423 Acquisition Discontinued 5/30/2015
Relationships Role Relationship Start Relationship End
American Commerce Bancshares, Inc. Parent 10/4/2004
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