Vitals
  • Total Assets
    1.5B -3.9 %
  • Total Deposits
    1.3B -5.2 %
  • Total Net Loans
    1.2B -7.2 %
  • Net Income
    -16872000.0000
  • Book Value
    126.9M -9.8 %
  • Book Value x2
    253.9M -9.8 %
  • Book Value x3
    380.8M -9.8 %
ROAA

-4.392

ROAE

-53.573

Efficiency Ratio

69.174

Net Interest Margin

3.639

Balance Sheet Highlights
Financial Highlights Afb&T All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 1,538,231 232,450
Total Net Loans 1,199,226 157,333
Total Deposits 1,255,529 197,460
Total Equity 126,938 19,316
Profitability
Net Income -16,872 -176
Return on Average Assets -4.392 -.248
Return on Average Equity -53.573 -4.985
Net Interest Margin 3.639 3.366
Efficiency Ratio 69.174 88.401
Noninterest Income/Revenue 2.167 10.681
Balance Sheet Ratios
Loan-to-Deposit 95.516 76.294
Securities/Assets .086 .192
Total Equity/Total Assets .083 .083
Tangible Equity/Tangible Assets .083 -1.445
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 124,024 18,260
Tier 2 Capital 16,095 2,143
Total Capital 140,119 20,389
Total Risk Weighted Assets 1,270,833 167,998
Leverage Ratio 8.07 8.807
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.76 12.606
Total Capital Ratio 11.03 13.849

Timeline for Afb&T

Synovus Bank

Afb&T was acquired by Synovus Bank 13 years

View Profile Jun 01 2010

The National Bank Of Walton County

Acquisition: Afb&T acquired a new subsidiary, The National Bank Of Walton County, 15 years

View Profile Sep 15 2008

Bank Of Georgia

Acquisition: Afb&T acquired a new subsidiary, Bank Of Georgia, 25 years

View Profile Dec 01 1998

Athena Service Corporation

Athena Service Corporation became a new subsidiary organization for Afb&T.

View Profile Sep 09 1991

Synovus Financial Corp.

Synovus Financial Corp. became a new parent organization for Afb&T.

View Profile Sep 01 1991

Want to see more?

Complete timeline for Afb&T is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Synovus Bank Buyer 29,492,165 Pooling of Interests Discontinued 6/1/2010
The National Bank Of Walton County Seller 248,273 Pooling of Interests Discontinued 9/15/2008
Bank Of Georgia Seller 53,579 Pooling of Interests Discontinued 12/1/1998
First Federal Savings And Loan Association Seller Discontinued 11/1/1981
Franklin Federal Savings And Loan Association Seller Discontinued 7/1/1981
Commerce Building And Loan Association Seller Discontinued 3/1/1980
Relationships Role Relationship Start Relationship End
Synovus Financial Corp. Parent 9/1/1991 5/31/2010
Athena Service Corporation Subsidary 6/30/2007 5/31/2010
Athena Service Corporation Subsidary 9/9/1991 6/29/2007
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