1St National Bank & Trust
Bradenton, FL — Domestic Branch of a Domestic Bank
Acquired Jul 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | 1St National Bank & Trust | All Insured Commercial Banks in Florida |
Interest and Fees on Loans | 4,954 | 6,741 |
Income from Lease Financing Receivables | — | 355 |
2 | 78 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 37 |
Income on Loans and Leases (TE) | 4,955 | 6,745 |
Investment Interest Income (TE) | 758 | 1,070 |
Total Interest Income (TE) | 5,781 | 8,053 |
Total Interest Expense | 2,484 | 3,032 |
Net Interest Income (TE) | 3,297 | 5,022 |
Non-Interest Income | 472 | 758 |
Adjusted Operating Income (TE) | 3,769 | 5,777 |
Non-interest Expense | 2,144 | 3,521 |
Provision for Loan & Lease Losses | — | 374 |
Pretax Operating Income (TE) | 1,625 | 4,395 |
Pretax Net Operating Income (TE) | 1,625 | 4,377 |
Applicable Income Taxes | 593 | 1,740 |
Net Operating Income | 976 | 3,024 |
Net Income | 976 | 3,025 |
Cash Dividends Declared | — | 2,238 |
Retained Earnings | 976 | 2,179 |