Vitals
  • Total Assets
    465.0M 34.0 %
  • Total Deposits
    285.4M -2.4 %
  • Total Net Loans
    280.1M 10.9 %
  • Net Income
    976000.0000 -49.8 %
  • Book Value
    118.6M 317.1 %
  • Book Value x2
    237.3M 317.1 %
  • Book Value x3
    356.0M 317.1 %
ROAA

1.063

ROAE

7.597

Efficiency Ratio

56.891

Net Interest Margin

4.23

Balance Sheet Highlights
Financial Highlights 1St National Bank & Trust All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 465,010 261,821
Total Net Loans 280,092 182,683
Total Deposits 285,380 212,204
Total Equity 118,650 25,853
Profitability
Net Income 976 3,025
Return on Average Assets 1.063 1.313
Return on Average Equity 7.597 14.581
Net Interest Margin 4.23 4.408
Efficiency Ratio 56.891 68.269
Noninterest Income/Revenue 7.548 8.601
Balance Sheet Ratios
Loan-to-Deposit 98.147 85.346
Securities/Assets .133 .355
Total Equity/Total Assets .255 .099
Tangible Equity/Tangible Assets .05 -.099
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 23,510 24,626
Tier 2 Capital 2,907 2,345
Total Capital 26,417 27,054
Total Risk Weighted Assets 267,727 198,999
Leverage Ratio 6.25 10.936
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 8.78 14.877
Total Capital Ratio 9.87 16.006

Timeline for 1St National Bank & Trust

Whitney National Bank

1St National Bank & Trust was acquired by Whitney National Bank 18 years

View Profile Jul 22 2006

Whitney Holding Corporation

Whitney Holding Corporation became a new parent organization for 1St National Bank & Trust.

View Profile Apr 13 2006

Trust Company Of Florida, The

Acquisition: 1St National Bank & Trust acquired a new subsidiary, Trust Company Of Florida, The , 20 years

View Profile Mar 16 2004

First National Bancshares, Inc.

First National Bancshares, Inc. became a new parent organization for 1St National Bank & Trust.

View Profile Jan 01 1999

1St National Bank & Trust

1St National Bank & Trust was established 38 years ago and is currently headquartered in Bradenton, FL.

Jul 18 1986
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Whitney National Bank Buyer 11,477,590 Pooling of Interests Discontinued 7/22/2006
Trust Company Of Florida, The Seller Acquisition Discontinued 3/16/2004
Relationships Role Relationship Start Relationship End
Whitney Holding Corporation Parent 4/13/2006 7/21/2006
First National Bancshares, Inc. Parent 1/1/1999 4/12/2006
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