Efficiency Ratio Over Time
Efficiency Ratio 1St National Bank & Trust All Insured Commercial Banks in Florida
06-30-2006 56.891 68.269
03-31-2006 70.075 68.681
12-31-2005 60.655 70.265
09-30-2005 59.544 70.33
06-30-2005 58.674 68.755
03-31-2005 58.925 69.25
12-31-2004 60.521 72.022
09-30-2004 62.015 70.445
06-30-2004 63.465 71.231
03-31-2004 62.968 71.697
12-31-2003 65.958 73.427
09-30-2003 65.576 72.963
06-30-2003 64.846 72.602
03-31-2003 63.937 73.441
12-31-2002 59.925 73.418