Vitals
  • Total Assets
    549.9M 7.0 %
  • Total Deposits
    500.6M 6.9 %
  • Total Net Loans
    399.0M 7.6 %
  • Net Income
    3.1M 28.9 %
  • Book Value
    47.6M 7.1 %
  • Book Value x2
    95.3M 7.1 %
  • Book Value x3
    142.9M 7.1 %
ROAA

.572

ROAE

6.645

Efficiency Ratio

69.206

Net Interest Margin

3.202

Balance Sheet Highlights
Financial Highlights 1St Capital Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 549,927 1,346,313
Total Net Loans 399,039 907,793
Total Deposits 500,621 1,084,972
Total Equity 47,645 169,778
Profitability
Net Income 3,068 12,577
Return on Average Assets .572 .955
Return on Average Equity 6.645 8.072
Net Interest Margin 3.202 3.784
Efficiency Ratio 69.206 64.937
Noninterest Income/Revenue 2.322 13.682
Balance Sheet Ratios
Loan-to-Deposit 79.709 83.983
Securities/Assets .142 .141
Total Equity/Total Assets .087 .126
Tangible Equity/Tangible Assets .087 .113
Capital Adequacy
Tier 1 Common Capital 48,093 147,337
Tier 1 Capital 48,093 147,552
Tier 2 Capital 4,647 11,893
Total Capital 52,740 160,236
Total Risk Weighted Assets 369,987 1,009,488
Leverage Ratio 8.89 11.256
Common Equity Tier 1 Capital Ratio 13 14.697
Tier 1 Capital Ratio 13 14.792
Total Capital Ratio 14.25 16.005

Timeline for 1St Capital Bank

1St Capital Bank

1St Capital Bank was established 17 years ago and is currently headquartered in Monterey, CA.

Apr 16 2007
Relationships Role Relationship Start Relationship End
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