Vitals
  • Total Assets
    70.1M -2.1 %
  • Total Deposits
    61.1M -0.9 %
  • Total Net Loans
    9.9M -9.3 %
  • Net Income
    755000.0000 -13.5 %
  • Book Value
    8.2M -6.0 %
  • Book Value x2
    16.5M -6.0 %
  • Book Value x3
    24.7M -6.0 %
ROAA

1.049

ROAE

8.483

Efficiency Ratio

64.043

Net Interest Margin

3.12

Balance Sheet Highlights
Financial Highlights Zavala County Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 70,095 358,087
Total Net Loans 9,927 213,533
Total Deposits 61,078 308,027
Total Equity 8,243 38,740
Profitability
Net Income 755 3,845
Return on Average Assets 1.049 1.025
Return on Average Equity 8.483 9.415
Net Interest Margin 3.12 3.773
Efficiency Ratio 64.043 66.762
Noninterest Income/Revenue 30.892 16.375
Balance Sheet Ratios
Loan-to-Deposit 16.253 65.494
Securities/Assets .59 .214
Total Equity/Total Assets .118 .108
Tangible Equity/Tangible Assets .118 .104
Capital Adequacy
Tier 1 Common Capital 8,467 37,278
Tier 1 Capital 8,467 37,303
Tier 2 Capital 137 2,526
Total Capital 8,604 39,866
Total Risk Weighted Assets 21,786 237,367
Leverage Ratio 12.09 10.563
Common Equity Tier 1 Capital Ratio 38.86 18.073
Tier 1 Capital Ratio 38.86 18.097
Total Capital Ratio 39.49 19.169

Timeline for Zavala County Bank

Zavala Bankshares, Incorporated

Acquisition: Zavala County Bank acquired a new subsidiary, Zavala Bankshares, Incorporated , 22 years

View Profile Aug 23 2001

The La Pryor State Bank

Acquisition: Zavala County Bank acquired a new subsidiary, The La Pryor State Bank, 37 years

View Profile Jan 30 1987

Zavala Bankshares, Incorporated

Zavala Bankshares, Incorporated became a new parent organization for Zavala County Bank.

View Profile Dec 23 1980

Zavala County Bank

Zavala County Bank was established 117 years ago and is currently headquartered in Crystal City, TX.

Jan 01 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Zavala Bankshares, Incorporated Seller Acquisition Discontinued 8/23/2001
The La Pryor State Bank Seller 5,695 Failure 1/30/1987
Relationships Role Relationship Start Relationship End
Zavala Bankshares, Incorporated Parent 3/31/1999 8/22/2001
Zavala Bankshares, Incorporated Parent 1/2/1998 3/30/1999
Zavala Bankshares, Incorporated Parent 6/19/1991 1/1/1998
Zavala Bankshares, Incorporated Parent 12/31/1989 6/18/1991
Zavala Bankshares, Incorporated Parent 12/23/1980 12/30/1989
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