Yampa Valley Bank
Steamboat Springs, CO — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Yampa Valley Bank | All Insured Commercial Banks in Colorado |
Interest and Fees on Loans | 9,301 | 12,058 |
Income from Lease Financing Receivables | — | 15 |
— | 86 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 44 |
Income on Loans and Leases (TE) | 9,301 | 12,124 |
Investment Interest Income (TE) | 1,432 | 1,943 |
Total Interest Income (TE) | 10,781 | 14,428 |
Total Interest Expense | 406 | 901 |
Net Interest Income (TE) | 10,375 | 13,487 |
Non-Interest Income | 1,732 | 4,327 |
Adjusted Operating Income (TE) | 12,107 | 18,392 |
Non-interest Expense | 7,164 | 12,555 |
Provision for Loan & Lease Losses | — | 237 |
Pretax Operating Income (TE) | 4,943 | 5,288 |
Pretax Net Operating Income (TE) | 4,965 | 5,374 |
Applicable Income Taxes | — | 823 |
Net Operating Income | 4,697 | 4,034 |
Net Income | 4,697 | 4,034 |
Cash Dividends Declared | 2,961 | 1,590 |
Retained Earnings | 1,736 | 2,176 |