Wyoming Bank And Trust Company, National Association
Buffalo, WY — Domestic Branch of a Domestic Bank
Acquired May 2003
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Wyoming Bank And Trust Company, National Association | All Insured Commercial Banks in Wyoming |
| Interest and Fees on Loans | 546 | 1,032 |
| Income from Lease Financing Receivables | — | 31 |
| — | 13 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 7 |
| Income on Loans and Leases (TE) | 546 | 1,048 |
| Investment Interest Income (TE) | 28 | 285 |
| Total Interest Income (TE) | 579 | 1,382 |
| Total Interest Expense | 139 | 384 |
| Net Interest Income (TE) | 440 | 998 |
| Non-Interest Income | 58 | 186 |
| Adjusted Operating Income (TE) | 498 | 1,184 |
| Non-interest Expense | 292 | 703 |
| Provision for Loan & Lease Losses | — | 51 |
| Pretax Operating Income (TE) | 206 | 838 |
| Pretax Net Operating Income (TE) | 206 | 971 |
| Applicable Income Taxes | — | 491 |
| Net Operating Income | 203 | 473 |
| Net Income | 203 | 473 |
| Cash Dividends Declared | — | 1,178 |
| Retained Earnings | 203 | 299 |