Wray State Bank
Wray, CO — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Wray State Bank | All Insured Commercial Banks in Colorado |
Interest and Fees on Loans | 5,548 | 12,058 |
Income from Lease Financing Receivables | — | 15 |
24 | 86 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 12 | 44 |
Income on Loans and Leases (TE) | 5,560 | 12,124 |
Investment Interest Income (TE) | 271 | 1,943 |
Total Interest Income (TE) | 5,897 | 14,428 |
Total Interest Expense | 777 | 901 |
Net Interest Income (TE) | 5,120 | 13,487 |
Non-Interest Income | 578 | 4,327 |
Adjusted Operating Income (TE) | 5,698 | 18,392 |
Non-interest Expense | 4,124 | 12,555 |
Provision for Loan & Lease Losses | 216 | 237 |
Pretax Operating Income (TE) | 1,358 | 5,288 |
Pretax Net Operating Income (TE) | 1,370 | 5,374 |
Applicable Income Taxes | 411 | 823 |
Net Operating Income | 901 | 4,034 |
Net Income | 901 | 4,034 |
Cash Dividends Declared | 169 | 1,590 |
Retained Earnings | 732 | 2,176 |