Net Income Analysis ( % relative to Total Revenue )
Income Statement Woori America Bank All Insured Commercial Banks in New York
Interest and Fees on Loans 52,106 41,190
Income from Lease Financing Receivables — 11
— 99
Estimated Tax Benefit from Tax-Exempt Loan Income — 52
Income on Loans and Leases (TE) 52,106 41,538
Investment Interest Income (TE) 2,070 6,772
Total Interest Income (TE) 54,680 51,262
Total Interest Expense 5,597 6,465
Net Interest Income (TE) 49,083 44,373
Non-Interest Income 8,684 11,435
Adjusted Operating Income (TE) 57,767 60,531
Non-interest Expense 37,961 38,074
Provision for Loan & Lease Losses 1,450 2,203
Pretax Operating Income (TE) 18,356 19,351
Pretax Net Operating Income (TE) 18,754 20,027
Applicable Income Taxes 5,925 5,930
Net Operating Income 12,695 13,255
Net Income 12,695 13,254
Cash Dividends Declared — 2,280
Retained Earnings 12,695 7,706