Wnb Bank
Williamsport, PA — Domestic Branch of a Domestic Bank
Acquired Jan 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Wnb Bank | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 15,415 | 14,467 |
Income from Lease Financing Receivables | 1,572 | 6,901 |
39 | 645 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 15 | 326 |
Income on Loans and Leases (TE) | 17,002 | 14,804 |
Investment Interest Income (TE) | 1,059 | 5,177 |
Total Interest Income (TE) | 18,108 | 20,351 |
Total Interest Expense | 4,315 | 6,440 |
Net Interest Income (TE) | 13,793 | 13,912 |
Non-Interest Income | 2,594 | 3,838 |
Adjusted Operating Income (TE) | 16,387 | 17,825 |
Non-interest Expense | 8,206 | 11,017 |
Provision for Loan & Lease Losses | 600 | 1,217 |
Pretax Operating Income (TE) | 7,581 | 23,831 |
Pretax Net Operating Income (TE) | 7,582 | 24,181 |
Applicable Income Taxes | 1,902 | 7,263 |
Net Operating Income | 5,665 | 16,528 |
Net Income | 5,665 | 16,528 |
Cash Dividends Declared | 8,250 | 13,166 |
Retained Earnings | — | 5,641 |