Net Income Analysis ( % relative to Total Revenue )
Income Statement Wisconsin River Bank All Insured Commercial Banks in Wisconsin
Interest and Fees on Loans 4,116 8,778
Income from Lease Financing Receivables — 1
50 81
Estimated Tax Benefit from Tax-Exempt Loan Income 26 41
Income on Loans and Leases (TE) 4,142 8,830
Investment Interest Income (TE) 179 1,225
Total Interest Income (TE) 4,356 10,297
Total Interest Expense 671 1,031
Net Interest Income (TE) 3,685 9,193
Non-Interest Income 106 1,813
Adjusted Operating Income (TE) 3,791 11,079
Non-interest Expense 2,335 6,946
Provision for Loan & Lease Losses 120 167
Pretax Operating Income (TE) 1,336 3,889
Pretax Net Operating Income (TE) 1,336 3,922
Applicable Income Taxes 476 705
Net Operating Income 795 3,014
Net Income 795 3,013
Cash Dividends Declared 105 1,435
Retained Earnings 690 1,350