Net Income Analysis ( % relative to Total Revenue )
Income Statement Whitney National Bank All Insured Commercial Banks in Louisiana
Interest and Fees on Loans 86,442 2,367
Income from Lease Financing Receivables — 0
423 2
Estimated Tax Benefit from Tax-Exempt Loan Income 228 1
Income on Loans and Leases (TE) 86,670 2,370
Investment Interest Income (TE) 23,057 464
Total Interest Income (TE) 110,557 2,902
Total Interest Expense 9,498 539
Net Interest Income (TE) 101,059 2,357
Non-Interest Income 26,950 458
Adjusted Operating Income (TE) 128,009 2,841
Non-interest Expense 102,675 1,943
Provision for Loan & Lease Losses — 123
Pretax Operating Income (TE) 25,334 735
Pretax Net Operating Income (TE) 25,334 741
Applicable Income Taxes 5,394 92
Net Operating Income 18,944 578
Net Income 18,944 579
Cash Dividends Declared — 137
Retained Earnings 18,944 409