Net Income Analysis ( % relative to Total Revenue )
Income Statement Whitney Bank All Insured Commercial Banks in Louisiana
Interest and Fees on Loans 376,069 10,329
Income from Lease Financing Receivables 31 0
4,890 10
Estimated Tax Benefit from Tax-Exempt Loan Income 2,492 5
Income on Loans and Leases (TE) 378,592 10,347
Investment Interest Income (TE) 63,226 1,688
Total Interest Income (TE) 444,390 12,253
Total Interest Expense 19,389 1,349
Net Interest Income (TE) 425,001 10,905
Non-Interest Income 130,624 2,390
Adjusted Operating Income (TE) 555,625 13,548
Non-interest Expense 382,514 9,049
Provision for Loan & Lease Losses 4,746 415
Pretax Operating Income (TE) 168,365 3,816
Pretax Net Operating Income (TE) 168,365 3,910
Applicable Income Taxes 42,130 528
Net Operating Income 121,754 3,110
Net Income 121,754 3,107
Cash Dividends Declared 184,000 1,236
Retained Earnings -62,246 1,587