White Oak State Bank
White Oak, TX — Domestic Branch of a Domestic Bank
Acquired Feb 2013
Net Income Analysis
( % relative to Total Revenue )
Income Statement | White Oak State Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 340 | 8,119 |
Income from Lease Financing Receivables | — | 2 |
— | 28 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 14 |
Income on Loans and Leases (TE) | 340 | 8,164 |
Investment Interest Income (TE) | — | 1,734 |
Total Interest Income (TE) | 343 | 10,261 |
Total Interest Expense | 41 | 1,206 |
Net Interest Income (TE) | 302 | 8,996 |
Non-Interest Income | 44 | 1,939 |
Adjusted Operating Income (TE) | 346 | 11,125 |
Non-interest Expense | 247 | 7,515 |
Provision for Loan & Lease Losses | — | 363 |
Pretax Operating Income (TE) | 99 | 3,231 |
Pretax Net Operating Income (TE) | 99 | 3,458 |
Applicable Income Taxes | -2 | 344 |
Net Operating Income | 101 | 2,744 |
Net Income | 101 | 2,731 |
Cash Dividends Declared | — | 1,135 |
Retained Earnings | 101 | 1,395 |