Assets
Liabilities
Assets Westfield Bank All Insured Savings Banks in Massachusetts
Total Assets 2,073,257,000 723,765,744
Loans & Leases 1,556,416,000 572,894,154
Real Estate Loans 1,316,423 532,030
Commercial Loans 201,961 37,190
Individual Loans 3,014 6,980
Agricultural Loans 140 16
Other Loans and Leases in Domestic and Foreign Offices 44,946 1,676
Loan and Lease Allowance (10,068) (4,990)
Unearned Income on Loans — (8)
Securities 300,115,000 89,962,885
U.S. Treasury and Agency Securities 233,009 54,055
Municipal Securities 4,008 13,203
Foreign Debt Securities — 356
All Other Securities 63,098 22,349
Cash & Balances due from depository institutions 64,876,000 23,312,462
Noninterest-Bearing Cash and Due From Banks 23,271 6,493
Interest-Bearing Bank Balances 41,605 16,820
Federal Funds Sold and Resales 4,387 317
Trading Account Assets — 0
Premises and fixed assets (including capitalized leases) 20,579 9,433
Other Real Estate Owned 298 88
Direct and Indirect Investments in Real Estate Ventures — 5
Investment in Unconsolidated Subsidiaries — 0
Acceptances and Other Assets 126,586 27,754
Liabilities Westfield Bank All Insured Savings Banks in Massachusetts
Total Liabilities 2,073,257,000 714,014,667
Deposits 1,842,624,000 631,955,256
Demand Deposits 94,554 48,293
All NOW & ATS Accounts — 35,710
Money Market Deposit Accounts 409,275 136,485
Other Nontransaction Savings 446,311 172,374
Time Deposits At Or Below Insurance Limit 444,122 132,742
Fully Insured Brokered Deposits 8,422 12,134
Less: Fully Insured Brokered Deposits (8,422) (12,134)
Time Deposits Above Insurance Limit 128,881 40,954
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year 170,298 29,203
Federal Funds Purchased & Resales 17,351 2,358
Federal Home Loan Bank Borrowing Maturing Over One Year 109,538 25,831
Other Borrowings Maturing Under One Year — 0
Other Borrowing Maturing Over One Year — 200
Acceptances & Other Liabilities 22,294 7,804
Capital 230,633,000 82,059,410
Subordinated Notes and Debentures — 0
Total Equity 230,633 82,059