Western Sierra National Bank
Cameron Park, CA — Domestic Branch of a Domestic Bank
Acquired Jun 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Western Sierra National Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 9,587 | 8,273 |
Income from Lease Financing Receivables | 3 | 1,799 |
3 | 331 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 183 |
Income on Loans and Leases (TE) | 9,591 | 8,027 |
Investment Interest Income (TE) | 474 | 2,777 |
Total Interest Income (TE) | 10,118 | 8,320 |
Total Interest Expense | 2,526 | 2,525 |
Net Interest Income (TE) | 7,592 | 5,793 |
Non-Interest Income | 1,783 | 1,951 |
Adjusted Operating Income (TE) | 9,375 | 7,387 |
Non-interest Expense | 4,627 | 4,139 |
Provision for Loan & Lease Losses | 90 | 702 |
Pretax Operating Income (TE) | 4,658 | 8,627 |
Pretax Net Operating Income (TE) | 4,658 | 8,602 |
Applicable Income Taxes | 1,669 | 3,346 |
Net Operating Income | 2,910 | 5,338 |
Net Income | 2,910 | 5,302 |
Cash Dividends Declared | — | 6,076 |
Retained Earnings | 2,910 | 3,810 |