Vitals
  • Total Assets
    194.5M 18.8 %
  • Total Deposits
    160.5M 18.7 %
  • Total Net Loans
    137.1M 24.7 %
  • Net Income
    1.3M 42.3 %
  • Book Value
    22.7M 2.1 %
  • Book Value x2
    45.4M 2.1 %
  • Book Value x3
    68.1M 2.1 %
ROAA

.747

ROAE

5.793

Efficiency Ratio

75.974

Net Interest Margin

4.114

Balance Sheet Highlights
Financial Highlights Westbound Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 194,528 358,087
Total Net Loans 137,088 213,533
Total Deposits 160,493 308,027
Total Equity 22,710 38,740
Profitability
Net Income 1,309 3,845
Return on Average Assets .747 1.025
Return on Average Equity 5.793 9.415
Net Interest Margin 4.114 3.773
Efficiency Ratio 75.974 66.762
Noninterest Income/Revenue 21.766 16.375
Balance Sheet Ratios
Loan-to-Deposit 85.417 65.494
Securities/Assets .123 .214
Total Equity/Total Assets .117 .108
Tangible Equity/Tangible Assets .104 .104
Capital Adequacy
Tier 1 Common Capital 22,060 37,278
Tier 1 Capital 23,449 37,303
Tier 2 Capital 1,765 2,526
Total Capital 25,214 39,866
Total Risk Weighted Assets 171,813 237,367
Leverage Ratio 12.32 10.563
Common Equity Tier 1 Capital Ratio 12.84 18.073
Tier 1 Capital Ratio 13.65 18.097
Total Capital Ratio 14.68 19.169

Timeline for Westbound Bank

Westbound Bank

Westbound Bank was established 17 years ago and is currently headquartered in Katy, TX.

Jan 08 2007
Relationships Role Relationship Start Relationship End
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