Assets
Liabilities
Assets Westborough Savings Bank All Insured Savings Banks in Massachusetts
Total Assets 297,124,000 412,932,821
Loans & Leases 205,383,000 261,585,990
Real Estate Loans 198,390 233,123
Commercial Loans 7,202 20,543
Individual Loans 581 3,958
Agricultural Loans — 4,773
Other Loans and Leases in Domestic and Foreign Offices 76 1,677
Loan and Lease Allowance (866) (2,216)
Unearned Income on Loans — (272)
Securities 61,327,000 110,158,897
U.S. Treasury and Agency Securities 45,903 68,301
Municipal Securities — 10,791
Foreign Debt Securities — 851
All Other Securities 15,424 30,216
Cash & Balances due from depository institutions 3,192,000 8,279,050
Noninterest-Bearing Cash and Due From Banks 2,914 6,701
Interest-Bearing Bank Balances 278 1,578
Federal Funds Sold and Resales 5,971 10,755
Trading Account Assets — —
Premises and fixed assets (including capitalized leases) 6,452 6,192
Other Real Estate Owned — 905
Direct and Indirect Investments in Real Estate Ventures — 1,664
Investment in Unconsolidated Subsidiaries — —
Acceptances and Other Assets 14,799 13,394
Liabilities Westborough Savings Bank All Insured Savings Banks in Massachusetts
Total Liabilities 297,124,000 428,177,949
Deposits 270,126,000 387,651,932
Demand Deposits 22,318 17,413
All NOW & ATS Accounts 14,973 19,327
Money Market Deposit Accounts 29,836 39,242
Other Nontransaction Savings 54,348 62,794
Time Deposits At Or Below Insurance Limit 60,621 88,117
Fully Insured Brokered Deposits — 21,322
Less: Fully Insured Brokered Deposits — (21,322)
Time Deposits Above Insurance Limit 31,036 58,252
Total Deposits in Foreign Offices — —
Federal Home Loan Bank Borrowings Maturing Under One Year — 29,919
Federal Funds Purchased & Resales — 14,654
Federal Home Loan Bank Borrowing Maturing Over One Year 53,500 47,386
Other Borrowings Maturing Under One Year — 1,581
Other Borrowing Maturing Over One Year 294 5,965
Acceptances & Other Liabilities 3,200 3,002
Capital 26,998,000 40,526,017
Subordinated Notes and Debentures — —
Total Equity 26,998 40,526