Net Income Analysis ( % relative to Total Revenue )
Income Statement West Side Bank And Trust All Insured Commercial Banks in Texas
Interest and Fees on Loans 2,038 6,262
Income from Lease Financing Receivables — 1
— 19
Estimated Tax Benefit from Tax-Exempt Loan Income — 9
Income on Loans and Leases (TE) 2,038 6,295
Investment Interest Income (TE) — 1,251
Total Interest Income (TE) 2,053 7,834
Total Interest Expense 266 772
Net Interest Income (TE) 1,787 7,014
Non-Interest Income 171 1,628
Adjusted Operating Income (TE) 1,958 8,819
Non-interest Expense 1,615 5,885
Provision for Loan & Lease Losses 45 185
Pretax Operating Income (TE) 298 2,716
Pretax Net Operating Income (TE) 298 2,763
Applicable Income Taxes — 292
Net Operating Income 298 2,176
Net Income 298 2,166
Cash Dividends Declared — 721
Retained Earnings 298 1,311