West End Bank, S.B.
Richmond, IN — State Savings Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | West End Bank, S.B. | All Insured Savings Banks in Indiana |
Interest and Fees on Loans | 13,125 | 5,745 |
Income from Lease Financing Receivables | — | 0 |
— | 13 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 7 |
Income on Loans and Leases (TE) | 13,125 | 5,785 |
Investment Interest Income (TE) | 435 | 1,343 |
Total Interest Income (TE) | 13,634 | 7,276 |
Total Interest Expense | 1,915 | 855 |
Net Interest Income (TE) | 11,719 | 6,421 |
Non-Interest Income | 1,922 | 2,562 |
Adjusted Operating Income (TE) | 13,641 | 9,383 |
Non-interest Expense | 8,811 | 7,022 |
Provision for Loan & Lease Losses | 1,862 | 156 |
Pretax Operating Income (TE) | 2,968 | 2,185 |
Pretax Net Operating Income (TE) | 3,103 | 2,256 |
Applicable Income Taxes | 1,062 | 507 |
Net Operating Income | 2,041 | 1,502 |
Net Income | 2,041 | 1,502 |
Cash Dividends Declared | 1,900 | 455 |
Retained Earnings | 141 | 920 |