West Coast Bank
Lake Oswego, OR — Non-member Bank
Acquired Apr 2013
Net Income Analysis
( % relative to Total Revenue )
Income Statement | West Coast Bank | All Insured Commercial Banks in Oregon |
Interest and Fees on Loans | 17,881 | 3,663 |
Income from Lease Financing Receivables | — | 0 |
28 | 19 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 13 | 9 |
Income on Loans and Leases (TE) | 17,894 | 3,672 |
Investment Interest Income (TE) | 3,875 | 436 |
Total Interest Income (TE) | 21,804 | 4,128 |
Total Interest Expense | 669 | 317 |
Net Interest Income (TE) | 21,135 | 3,812 |
Non-Interest Income | 6,993 | 947 |
Adjusted Operating Income (TE) | 28,128 | 4,756 |
Non-interest Expense | 27,481 | 4,117 |
Provision for Loan & Lease Losses | -170 | 57 |
Pretax Operating Income (TE) | 817 | 731 |
Pretax Net Operating Income (TE) | 817 | 736 |
Applicable Income Taxes | 206 | 186 |
Net Operating Income | 333 | 511 |
Net Income | 333 | 511 |
Cash Dividends Declared | — | 292 |
Retained Earnings | 333 | 219 |