West Alabama Bank & Trust
Reform, AL — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | West Alabama Bank & Trust | All Insured Commercial Banks in Alabama |
Interest and Fees on Loans | 17,458 | 8,354 |
Income from Lease Financing Receivables | — | 0 |
179 | 61 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 92 | 30 |
Income on Loans and Leases (TE) | 17,550 | 8,404 |
Investment Interest Income (TE) | 5,419 | 1,854 |
Total Interest Income (TE) | 23,063 | 10,667 |
Total Interest Expense | 3,997 | 1,209 |
Net Interest Income (TE) | 19,066 | 9,419 |
Non-Interest Income | 5,663 | 1,915 |
Adjusted Operating Income (TE) | 24,729 | 11,331 |
Non-interest Expense | 14,297 | 7,466 |
Provision for Loan & Lease Losses | 170 | 339 |
Pretax Operating Income (TE) | 10,262 | 3,581 |
Pretax Net Operating Income (TE) | 10,530 | 3,690 |
Applicable Income Taxes | 2,827 | 694 |
Net Operating Income | 6,704 | 2,603 |
Net Income | 6,704 | 2,603 |
Cash Dividends Declared | 2,914 | 1,049 |
Retained Earnings | 3,790 | 1,520 |